Terms & Conditions
Our Services are very diverse, so sometimes
additional terms or product requirements (including age requirements) may apply. Additional terms will
be available with the relevant Services, and those additional terms become part of your agreement with
us if you use those Services.
You are granted a non-exclusive,
non-transferable, revocable license to access and use https://www.bettermoneynow.com strictly in
accordance with these terms of use. As a condition of your use of the Site, you warrant to Better Money,
LLC that you will not use the Site for any purpose that is unlawful or prohibited by these Terms. You
may not use the Site in any manner which could damage, disable, overburden, or impair the Site or
interfere with any other party's use and enjoyment of the Site. You may not obtain or attempt to obtain
any materials or information through any means not intentionally made available or provided for through
the Site.
Advertiser
Disclosure
Better Money is completely free to use, we will never charge you a fee for our service.
Instead, Better Money may receive a fee or commission for introductions to its partners.
Using Better Money does not impact your interest rates and Better Money does not influence where and how
Better Money
offers appear on your results page.
Better Money cannot guarantee that all Lending Partners or all types of loan offers in the marketplace
will be available
at the time you are using our service.
The underwriting criteria necessary for approval is determined by the Lending Partners (not Better
Money) and it is
imperative that you review each Better Money’s terms and conditions before proceeding with a request for
a loan.
You must determine which loan works for you and your personal financial situation. All rates, fees, and
terms are
presented without guarantee and are subject to change pursuant to each lending partner's discretion.
Soft Credit Pull
Disclosure
Please remember that your credit was not affected by checking your rates while using this service. You
are under no
obligation to proceed with any of the offers you have received. At the point of application with the
lending partner,
you may be subject to a full credit check
Compensation
Disclosure
This credit eligibility service is completely free to use. We may receive a fee or commission for
introductions to
lending partner. Using this service does not impact the interest rates that you are eligible for. The
offers available
through this service do not include all financial services companies and do not include all products or
services
available. All rates, fees, and terms are presented without guarantee and are subject to change pursuant
to each
lending partner's discretion.
Lender Opt-Out
Disclosure
You may receive email, paper mail, and phone (including SMS) communications from the lending partner
you have received
offers from. To opt out at any time please contact them directly.
Adverse Action
Disclosure
If your request for Credit is declined, you will receive a ‘Notice of Adverse Action’ from each lending partner who
declined your request for credit explaining why you didn’t get an offer.
Personal Loan Rate & Terms Disclosure
Personal loan rate examples (for illustrative purposes only): a $10,000 loan at 4.89% APR with a term of
3 years
would result in 36 monthly payments of $299 (Total repayable : $10,772) and a $10,000 loan at 9.99% APR
with a term
of 5 years would result in 60 monthly payments of $201.81 (Total repayable : $12,108.60).
Each state has specific rules and regulations that govern lending partners. The amount you can borrow,
the APR,
and repayment term are based on your state’s laws, the lending partner, and your creditworthiness.
The operator of this website is not a lender and does not make loans or credit decisions. This website
will submit the
information you provide to lending partners, who will first use a soft credit check(s) to assess your
eligibility for a
loan. There is no guarantee you will be presented with any personalized loan offers, or that upon
presentation of any
personalized loan offers you will qualify for the rates, fees, or terms shown on this site. Providing
your information
on this website does not guarantee that you will be approved for a loan.
If you receive a loan offer, it is imperative that you review the lending partners terms and conditions
before
proceeding with an application for a loan and please note, that at the point of application with the
lending partner
you may be subject to a full credit check.
